Loan Rates*

Competitive rates and flexible terms make your life easier.

Home Alternative Energy


Term

Annual

Percentage

Rate

Monthly Payment per $1,000 Borrowed
12 months 4.00% $85.15
18 months 4.25% $57.44
24 months 4.50% $43.65
30 months 4.75% $35.42
36 months 5.00% $29.97
42 months 5.25% $26.12
48 months 5.50% $23.26
54 months 5.75% $21.06
60 months 6.00% $19.33

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New & Used Car     *Add 1% to rate if financing 100%


Credit Score 800-850 Credit Score 700-799 Credit Score 650-699 Credit Score 649-450
Term --New & Used Auto Loans-only '07 to '14 Annual Percentage Rate Monthly Payment per $1,000 Borrowed Term -- New & Used Auto Loans

Annual  Percentage Rate 

Monthly Payment per $1,000 Borrowed Term -- New & Used Auto Loans Annual Percentage Rate Monthly Payment per $1,000 Borrowed Term -- New & Used Auto Loans Annual Percentage Rate Monthly Payment per $1,000 Borrowed
12 months 2.99% $84.69 12 months 3.25% $84.81 12 months 3.99% $85.15 12 months 4.50% $85.38
24 months 2.99% $42.98 24 months 3.25% $43.09 24 months 3.99% $43.42 24 months 4.50% $43.65
36 months 2.99% $29.08 36 months 3.25% $29.19 36 months 3.99% $29.52 36 months 4.50% $29.75
48 months 2.99% $22.13 48 months 3.25% $22.24 48 months 3.99% $22.57 48 months 4.50% $22.80
60 months 2.99% $17.96 60 months 3.25% $18.08 60 months 3.99% $18.41 60 months 4.50% $18.64
72 months** 2.99% $15.19 72 months** 3.25% $15.31 72 months** 3.99% $15.64 72 months** 4.50% $15.87
  
**Only on 2012 & 2013 
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New & Used Motorcycle   *20% Down


Credit Score 700-850 Credit Score 650-699 Credit Score 649-450
Term--New Motorcycles
 2007-2014
Annual
Percentage Rate
Monthly Payment per $1,000 Borrowed Term--New Motorcycles Annual
Percentage Rate
Monthly Payment per $1,000 Borrowed Term--New Motorcycles Annual
Percentage Rate
Monthly Payment per $1,000 Borrowed
12 months 5.250% $85.72 12 months 6.00% $86.07 12 months 6.50% $86.30
24 months 5.250% $43.98 24 months 6.00% $44.32 24 months 6.50% $44.55
36 months 5.250% $30.08 36 months 6.00% $30.42 36 months 6.50% $30.65
48 months 5.250% $23.14 48 months 6.00% $23.49 48 months 6.50% $23.71
60 months 5.250% $18.99 60 months 6.00% $19.33 60 months 6.50% $19.57


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Personal


Credit Score 800-850 Credit Score 700-799 Credit Score 650-699 Credit Score 649-450
Personal Loans Annual Percentage Rate Monthly Payment per $1,000 Borrowed Personal Loans Annual Percentage Rate Monthly Payment per $1,000 Borrowed Personal Loans Annual Percentage Rate Monthly Payment per $1,000 Borrowed Personal Loans Annual Percentage Rate Monthly Payment per $1,000 Borrowed
12 months 4.750% $85.49 12 months 6.75% $86.41 12 months 9.00% $87.45 12 months 11.50% $88.62
24 months 4.750% $43.76 24 months 6.75% $44.66 24 months 9.00% $45.68 24 months 11.50% $46.84
36 months 4.750% $29.86 36 months 6.75% $30.76 36 months 9.00% $31.80 36 months 11.50% $32.98
42 months 5.250% $26.12 42 months 7.00% $26.91 42 months 10.75% $28.67 42 months 12.00% $29.28
60 months 5.250% $18.99 60 months 7.00% $19.80 60 months 10.75% $21.62 60 months 12.00% $22.24

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Boat & RV   *20% Down   $40,000.00 Max


Credit Score 700-850 Credit Score 650-699 Credit Score 649-450
Boat & RV Loans 2008-2014 Annual
Percentage Rate
Monthly Payment per $1,000 Borrowed Boat & RV Loans 2008-2014 Annual
Percentage Rate
Monthly Payment per $1,000 Borrowed Boat & RV Loans 2008-2014 Annual
Percentage Rate
Monthly Payment per $1,000 Borrowed
12 months 6.25% $86.18 12 months 7.00% $86.53 12 months 7.50% $86.76
24 months 6.25% $44.43 24 months 7.00% $44.77 24 months 7.50% $45.00
36 months 6.25% $30.54 36 months 7.00% $30.88 36 months 7.50% $31.11
48 months 6.25% $23.60 48 months 7.00% $23.95 48 months 7.50% $24.18
60 months 6.25% $19.45 60 months 7.00% $19.80 60 months 7.50% $20.04

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Passbook Loans

One of the things that makes us different is that as a credit union, we can offer some of the best rates around on loans and savings accounts.

Annual Percentage Rate (APR): 3.50%, 3 Year Maximum

No discount for Direct Payment
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* Rates subject to change without notice.  Rates based on direct payment from SFCU checking or savings account.  Add .25% for non-direct payment.
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