Mortgage Rates*

We offer attractive rates and terms for your unique home financing needs.

Fixed Mortgage


Term
Rate Annual Percentage Rate
10 Year 3.125% 3.370%
15 Year 3.250% 3.410%
20 Year 3.625% 3.780%
30 Year 3.875% 3.990%
Jumbo Loan $417,000 + add 1/4%
Maximum Loan amount $500,000.00

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Adjustable


Term Rate Annual Percentage Rate
1/1 Adjustable 3.375% 3.45%
3/1 Adjustable 3.50% 3.57%
5/1 Adjustable 3.75% 3.83%
2% PER YR - 6% LIFE CAP

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First-Time Home Buyer


Term Rate Annual Percentage Rate
10 year 3.125% 3.370%
15 year 3.250% 3.410%
20 year 3.625% 3.780%
30 year 3.875% 3.990%


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Home Equity Loan - 1st Lien


Term
Rate Annual Percentage Rate
10 Year 3.125% 3.230%
15 Year 3.250% 3.330%
Maximum Loan amount $100,000

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2nd Mortgage


Term Rate Annual Percentage Rate
5 year 5.000% 5.190%
10 year 5.375% 5.386%
15 year 5.750% 5.835%

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Construction


Term
Rate Annual Percentage Rate
10 Year 3.125% 3.370%
15 Year 3.250% 3.410%
20 Year 4.500% 4.620%
30 Year 4.750% 4.860%
Jumbo Loan $417,000 + add 1/4%
Maximum Loan amount $500,000.00


We also offer land loans. Please call 508-678-2851 for rates.
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Home Equity Line of Credit


Home Equity Line of Credit
Annual Percentage Rate (APR): 3.99% for 6 MONTHS, then 1% per quarter until it reaches PRIME (3.99% floor, 18% maximum)

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1-4 Family Non-Owner


Term Rate Annual Percentage Rate
10 Year 4.125% 4.37%
15 Year 4.250% 4.41%
10 Year 5.500% 5.62% *
15 Year 5.750% 5.86% *
*30 yr amortization Balloon PMT After 15 Years

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Fixed Mortgage - Balloon Payment


Balloon
Rate Annual Percentage Rate
10 Year 4.000% 4.240%
15 Year 4.375% 4.540%
Jumbo Loan $417,000 + add 1/4%
Maximum Loan amount $500,000.00

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* Rates subject to change without notice. Discounts are not applicable with Direct Payment on mortgages.
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